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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Toreh Simpson is a Vice President and Senior Relationship Manager with the Commercial Bank at Bank of America serving Orange County. In this role, Toreh's responsibilities include delivering strategic financial guidance and solutions to his clients. His mission is to help local companies become more efficient, drive sustainable growth, improve cash flow and invest for the future. He fulfills this mission by focusing on credit and lending solutions, payment solutions and liquidity strategies to privately-held companies in the lower-middle market space. Primary industry sectors include manufacturers, wholesalers, distributors, professional services, importers/exporters, entertainment and non-profit organizations.

Toreh began his banking career with JPMorgan Chase in 2012. Prior to joining Bank of America, in spring of 2022, Toreh held several roles within the financial sector ranging from private banking to commercial finance contributing to over 10 years of experience in the financial sector. In his current role Toreh supports a portfolio comprised of local business relationships, working with business owners and their management teams to provide valuable guidance and support.

Toreh grew up in Norwalk CA, graduating from Richard Gahr Highschool. He attended college at San Francisco State University where he graduated with a BA in Political Science with a minor in Communications. He currently resides in Baker Ranch with his wife and two daughters. His free time is spent with his family, working out, and playing golf with friends and business associates.


    • General industries
    • Accounting and Law Firms
    • Engineering Firms
    • Healthcare & Physician Practices
    • Manufacturing
    • Not-for-profit
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Danae Connolly

Assistant Vice President

Sales Support Associate

Sherrie Wu

Vice President

Treasury Sales Officer

Elline Emperado


Treasury Sales Analyst

Michael Niemiec

Senior Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.