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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Tony Cervantes is a Vice President and Senior Relationship Manager for the North Bay market in Commercial Business Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Tony has worked closely with hundreds of local companies in a multitude of industries and helped them with banking solutions such as Commercial lending, Equipment Finance and Treasury Management Solutions. Tony’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.


Tony joined Bank of America in 2022. Bringing 20 years of experience with him, Tony began his banking career with Wells Fargo, but most recently held  a Business Relationship Manager at Bank of the West in the North Bay. Throughout his banking career, Tony has served mid-sized companies throughout the North Bay area in supporting their commercial banking needs. Tony has held various roles from Business Acquisition Consultant to Business Development Officer, just to name a few.


To help create a more sustainable future for the companies and communities he serves, Tony volunteers with several not-for-profit organizations focused on ending hunger and homelessness, mental health and programs that benefit the youth.

    English & Spanish

    • Emerging Growth Companies
    • Retail
    • Technology Services
    • Wholesale Trade
    • General industries
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Shelly Clermenco

Sales Support Associate

Demetrius Anderson

Vice President

Treasury Sales Officer

Juan Robles

Treasury Sales Analyst

Wesley Honstein


Commercial Credit Specialist

Martin Jindra

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.