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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Tony Cervantes is a Vice President and Business Relationship Manager for the North Bay market in Business Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Tony’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 20 years of experience, Tony began his banking career at Wells Fargo and joins us from Bank of the West where he was most recently a Business Relationship Manager. Tony’s enjoys servicing mid-sized companies throughout the North Bay area in supporting their commercial banking needs. His goal is to help create a more sustainable future for the companies and communities he serves by volunteering with several not-for-profit organizations focused on ending hunger, homelessness, mental health and programs that benefit the youth.

    English & Spanish

    • Emerging Growth Companies
    • Retail
    • Technology Services
    • Wholesale Trade
    • General industries
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

    • Sonoma Chamber of Commerce
    • Volunteer with Napa Boys & Girls Club
    • Volunteer with The Sonoma Film Festival

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Shelly Clermenco

Sales Support Associate

Imran Karim

Vice President

Treasury Sales Officer

Juan Robles

Treasury Sales Analyst

Wesley Honstein


Commercial Credit Specialist

Martin Jindra

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.