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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Tim is a Senior Relationship Manager in the Utah market. He started working as a drive-up teller while putting himself though school. Since that time, Tim led retail banking teams to unprecedented financial performance before shifting his focus to helping businesses grow. He has spent time working with both small and middle-market sized businesses in both the Utah and Idaho markets for the last 17 years. His breadth of experience has afforded him opportunities to play integral roles in helping startup businesses secure working capital and more seasoned businesses expand through connections with large institutional investment. Tim is passionate about improving collection and payment efficiencies for local businesses while helping those businesses leverage the vast resources and capital from large, national banking partners. Tim enjoys volunteering his time and energy with local youth sports and church youth groups.

Tim is an East Coast transplant. He came to Utah in 1998 to attend Brigham Young University where he graduated with a BS degree in Neuroscience. He currently resides in Lehi, UT with his wife and three children.

    English & Spanish

    • General industries
    • Healthcare & Physician Practices
    • Manufacturing
    • Professional Services

    • Active mentor with local church youth groups
    • Former MAG Revolving Loan Fund board member
    • Youth soccer, baseball, and flag football coach

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Matt Mumford


Treasury Sales Officer

Chris Allbright

Vice President

Lending Officer

Eric LeMoine


Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.