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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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With fourteen years of experience in the financial industry, Terry has cultivated expertise in nurturing and expanding relationships to drive financial prosperity for his commercial clientele. His journey encompasses diverse roles, including retail banking, regulatory compliance, and commercial portfolio management.

Originally from Virginia Beach, Virginia, Terry pursued his education at Hampton University. Furthering his professional development, he completed the Virginia Bankers School of Bank Management in 2021, demonstrating his commitment to staying abreast of industry best practices.

Terry's impact extends beyond his professional endeavors into the community, where he actively engages with numerous Triangle organizations. Currently, Terry is active with the WakeMed Foundation,YMCA of the Triangle, First Tee of the Triangle, City Club Raleigh, Cary Chamber of Commerce and Raleigh Chamber of Commerce. Terry's involvement underscores his dedication to fostering positive change and growth in the region.

In 2020, Terry was recognized as a Hampton Roads (Virginia) Top 40 under 40 recipient.  In 2024, Terry was selected as one of Cary’s Movers and Shakers. In his spare time, Terry enjoys traveling, sports, and spending time with friends/ family. 


    • Technology Services
    • Emerging Growth Companies
    • General industries
    • Healthcare & Physician Practices

    • WakeMed Foundation, Campaign Cabinet & Finance Committee
    • YMCA of the Triangle, Finance Committee
    • First Tee of the Triangle, Game Changers Volunteer
    • Raleigh Chamber of Commerce, Leadership Raleigh Alumni

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Carolyn Coconato

Assistant Vice President

Sales Support Associate

Brian Sellers


Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.