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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Profile

Terry Cline is a Senior Vice President and Market Executive for the Greater Tennessee market in Commercial Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Terry’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 28 years of experience, Terry joined Bank of America in 1989. He has also served as a Senior Relationship Manager, Banking Center Manager in prior roles with BofA. He began his banking career at Commerce Union where his was most recently Bank Officer/Lender in Middle Tennessee. Throughout his banking career, Terry has served mid-sized companies throughout the Tennessee area to support their commercial banking needs.

To help create a more sustainable future for the companies and communities he serves, Terry volunteers with several not-for-profit organizations focused on ending hunger, homelessness and work force development most recently with Feeding America , local food banks and Habitat for Humanity. He also serves as a mentor for teammates across Bank of America as a member and leader in the SE Executive Council.

Terry completed all of his education and formal training through the bank and its internal classes, which includes RMA Analyzing Business Financials, Omega-Commercial Loans to Business and AIB Principals of Banking. He currently resides in Knoxville, Tennessee.
  • LANGUAGES

    English
  • INDUSTRY FOCUS

    • General industries

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

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