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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Selden Richards is a Senior Vice President and Relationship Manager for the Hampton Roads market in Business Banking at Bank of America. In this capacity, her responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Selden’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex. 

Bringing 26 years of experience, Selden joined Bank of America in 2016.  She began her banking career at Sovran Bank (predecessor to Bank of America) where she began her love of commercial banking and helping businesses in Washington, DC. Throughout her long business banking career, Selden has served mid-sized companies throughout the Hampton Roads area to support their commercial banking needs.

To help create a more sustainable future for the companies and communities, she serves and volunteers with several not-for-profit organizations focused on ending hunger and homelessness, most recently with the Southeastern Virginia Foodbank.  She also volunteers with the Leukemia and Lymphoma Society and BSF International.  Additionally, she also serves as a mentor for teammates across Bank of America as a member and leader in the Hampton Roads Leadership Council.  

Originally from Virginia Beach, VA, Selden graduated with a Bachelor of Arts in Economics from the University of Virginia.  She joyfully resides in Virginia Beach, VA with her family.



    • General industries
    • Government Contractors
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing
    • Not-for-profit
    • Technology Services
    • Waste Management
    • Accounting and Law Firms

    • Leader - BSF International
    • Member - Hampton Roads Chamber of Commerce
    • Member - ACG 757
    • Member - Virginia Maritime Association
    • Member - GovCon Industry Network Group

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Erica Clark

Assistant Vice President

Sales Support Associate

Stephanie Johnson King

Vice President

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.