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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Profile

Ryan is passionate about talking to business owners about how they got started and what they want for the future — and helping them to get there. With a background in commercial banking and credit, he puts his experience to work to offer creative ideas and solutions. Over his career, Ryan has worked across industries such as hospitality, food manufacturing and technology. He especially enjoys the food industries, born of a fascination with the business, and pleasure, of cooking and dining out. Serving such a high-pressure industry has proved to be a good grounding for other sectors. It’s allowed him to bring ideas that are working in a sector like, for example, hospitality to other areas such as manufacturing, healthcare, or technology.

Ryan is also a market industry champion for healthcare and holds the role of digital champion for the region, capitalizing on his deep interest in technology. He enjoys identifying ways to help clients digitize and achieve greater efficiency. In his personal life, he applies his relationship skills and love of connecting with others to his community, volunteering with homeless charities, helping entrepreneurs on the path to success, and coaching his son’s little league team.

Fast Facts:
  • Join Bank of America 1999
  • Founded a Bitcoin Mining Company
  • Avid Cook, BBQ Fanatic, Bourbon and Champagne Enthusiast
  • Traveled all 7 Continents 

Education:
  • Bachelor’s degree in Accounting — Boston College
  • Cranbrook Kingswood High School- Bloomfield Hills, Michigan
  • LANGUAGES

    English
  • INDUSTRY FOCUS

    • Restaurant/Food Industry
    • Technology Services
    • Emerging Growth Companies
    • General industries
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing
  • COMMUNITY

    • North Branch Works-Chicago Manufacturing Development Organization-Board of Directors
    • Digital Champion for Bank of America
    • Market Heath Leader for Volunteering in our Communities
    • Healthcare Industry Market Specialist

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Lourdes Coca

Assistant Vice President

Sales Support Associate

Nicholas Giaouris

Senior Vice President

Treasury Sales Officer

Edith Szorc

Officer

Treasury Sales Analyst

Michael Haas

Senior Vice President

Lending Officer

Dana Johnson Foster

Officer

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.