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Profile

Ricardo Macedo is a Senior Vice President and Senior Relationship Manager for the San Diego market in Commercial Banking at Bank of America Merrill Lynch. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Ricardo’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Prior to joining Bank of America Merrill Lynch, Ricardo was a Vice President/ Commercial Relationship Manager for Security Business Bank, where he excelled at managing a diverse client portfolio, expanding client his base and providing a high level of service for commercial loan borrowers.  He also held leadership positions at California Bank & Trust in San Diego and City National Bank in downtown Los Angeles.  He began his banking career in 1997 within Union Bank Management Training Program based out of Los Angeles, CA.

To help create a more sustainable future for the companies and communities he serves, Ricardo serves on several local Boards to include: The South County Economic Development Council, Comprehensive Economic Development Strategy program for San Diego, Southwestern College Foundation and the Hispanic Community Advisory Council for the San Diego Padres.  In addition, he holds leadership positions within Bank of America affinity groups such as on San Diego HOLA (Hispanic Organization for Latino(a) Advancement),  Pacific Southwest Leadership Council, and a member of the LGBT affinity group.

A Tijuana native raised in San Diego, Macedo specializes in the San Diego business community and Hispanic market.  Ricardo earned a Bachelor of Science Degree in Management from San Diego State University. He is fluent in Spanish and conversational Italian. 

  • LANGUAGES

    English & Spanish

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Dalton Bray

Vice President

Commercial Credit Specialist

Solange Torassa

Assistant Vice President

Treasury Solutions Officer

Thalia Real

Vice President

Sales Support Associate

Bank of America Business Banking

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Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

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RICARDO MACEDO

Senior Vice President
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