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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Phil Babico is a Vice President and Senior Relationship Manager for the Arizona Market in Business Banking at Bank of America. Phil specializes in delivering integrated financial solutions, consultative advice, and a digital-first approach to his clients. In addition, Phil helps his clients by providing insight into emerging industry trends/risks, capital structuring, international trade financing, creative global cash management solutions and more. 

Bringing 15 years of experience in banking, Phil joined Bank of America in 2015. Prior to his current role, he was a Small Business Banker and a Small Business Banking Manager. 

To help create a more sustainable future for the companies and communities he serves, Phil volunteers with several not-for-profit organizations focused on homelessness and helping the youth, most recently with St. Jude Children's Research Hospital, Soles 4 Souls, Habitat for Humanity, and Feed My Starving Children.

A proud Wildcats alumnus, Phil earned his Bachelors degree at the University of Arizona. During his time away from work, Phil enjoys hiking with his wife, traveling, playing basketball and spending quality time with his family.


    • Technology Services
    • Wholesale Trade
    • Emerging Growth Companies
    • General industries
    • Accounting and Law Firms
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Betty Munoz

Assistant Vice President

Sales Support Associate

Justin Keith

Vice President

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.