Profile

With over 20 years of diversified financial industry experience, in both private and public sectors (Office of the Banking Commissioner of MA), Payal has served large corporate Middle Market entities, as well as, growing, mid-sized companies and non-for-profits to support their banking needs at Bank of America in Commercial Banking for over 12 years in Credit, Risk and Relationship Management.

Driven by the belief that business and finance are tools for positive impact and greater good in the world, Payal leads a team of experts focused on understanding your company's unique needs to deliver tailored financial solutions to help drive its success.  She makes it her mission to aid Greater Boston-area companies thrive by achieving their business goals sustainably while supporting their employees and addressing the personal end goals of executives and business owners.

Passionate about entrepreneurship, social justice and the environment, Payal has mentored founders independently, plus with institutions such as the Inner City Capital Connections (ICCC) and Greentown Labs.  She also serves on the Advisory Boards of Climate Creatives and Pan Africa Project, and previously served on the Harvard Alumni Association Board of Directors promoting lifelong learning and connections.  She also mentors teammates across Bank of America and serves on D&I initiatives and employee resource groups within the organization.

Payal enjoys cross-cultural exchange and has travelled extensively: born in India, raised in West Africa and calling Boston home for over 25 years, she earned a multidisciplinary Bachelor of Liberal Arts from Harvard University, and is currently pursuing the Public Leadership Credential from the Harvard Kennedy School.
  • LANGUAGES

    English , Italian & Hindi
  • INDUSTRY FOCUS

    • Technology Services
    • General industries
    • Waste Management
    • Transportation
    • Manufacturing
    • Not-for-profit
    • Professional Services
    • Accounting and Law Firms

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Raymond Kitayimbwa

Assistant Vice President

Sales Support Associate

Samuel Benigno

Director

Treasury Sales Officer

Daisy Patel

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.