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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Paul Markov is a Vice President and Sr. Relationship Manager for the NYC South market in Business Banking at Bank of America.  In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions.  Paul’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 15+ years of experience, Paul joined Bank of America in 2021.  He began his banking career at FirsBank of Colorado in 2006 and moved to New York in 2013 where he was most recently a Vice President and Commercial Relationship Manager with TD Bank, N.A. in New York City.  Throughout his banking career, Paul has served mid-sized companies across a number of industries to support their commercial banking needs.

To help create a more sustainable future for the companies and communities, Paul volunteers with several not-for-profit organizations focused on support for veterans, financial literacy, and feeding the under-privileged communities.  He also serves as a subject matter expert for teammates across Bank of America in NYC as the leader for Digital solution enhancement and is a member of the Cyber Ambassador program, providing insight on client focused capabilities surrounding cyber-security topics.

Originally born in Minsk, Belarus Paul and his family immigrated to the United States in 1989 and settled in Phoenix, Arizona.  Paul graduated with a B.S. in Business Management from Arizona State University in 2005 and continued his education, obtaining an MBA from Regis University in Denver, CO. and completing the Graduate School of Banking program at the University of Wisconsin-Madison. 

    English & Russian

    • Technology Services
    • Emerging Growth Companies
    • Accounting and Law Firms
    • Engineering Firms
    • Healthcare & Physician Practices
    • Manufacturing
    • Not-for-profit
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Marcela Owczarzyova

Assistant Vice President

Sales Support Associate

Michael Lavin

Vice President

Lending Officer

Alicia M. Frazier


Commercial Credit Specialist

Scott Sulkes

Senior Vice President

Lending Officer

Lisa Miller

Vice President

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.