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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Profile

Neil Ruiz is a Senior Vice President and Relationship Manager for the SW Florida market in Commercial Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Neil's mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 29 years of experience, Neil joined Bank of America in 2024. He has also served on the market management team, retail bank leadership, and premier banking. He began his banking career at Summit Bank as an Assistant Branch Manager in Newark, New Jersey. Throughout his banking career, Neil has served mid-sized companies throughout the Pinellas County Market area to support their commercial banking needs.

To help create a more sustainable future for the companies and communities he serves, Neil volunteers with not-for-profit organizations focused on children's education. He also serves as a board member at the Intercultural Advocacy Center. In addition, he also volunteers with the downtown Clearwater Development Board. Originally from Cuba, Neil graduated with a Bachelor's degree in Economics from Iowa University. He resides in Palm Harbor, Fl.
  • LANGUAGES

    English & Spanish
  • INDUSTRY FOCUS

    • Accounting and Law Firms
    • Engineering Firms
    • Government Contractors
    • Healthcare & Physician Practices
    • Manufacturing
    • Not-for-profit
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Pernilla Nyberg

Assistant Vice President

Sales Support Associate

Nancy Mujic

Director

Treasury Sales Officer

Emily Bessinger

Vice President

Treasury Sales Analyst

Lawrence Zaks

Vice President

Lending Officer

Sharron Elliott

Officer

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.