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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Michael Vinciguerra is a Senior Vice President and Relationship Manager for the Northern New Jersey market in Commercial Banking at Bank of America.  In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions.  Michael’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 27 years of experience, Michael joined Bank of America in 2016.  He began his banking career at JPMorgan Chase as a teller and advanced to numerous roles up to Credit Analyst.  After 11 years he moved on to Citibank in New York City (Wall Street) where he was most recently a Senior Vice President.  Throughout his banking career, Michael has served mid-sized companies throughout the Tristate area to support their commercial banking needs.

Originally from Brooklyn, NY, Michael graduated with an MBA in Finance from St. John’s University.

    English & Italian

    • General industries

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Danny Trindade

Commercial Credit Specialist

Amita Bhatia

Treasury Solutions Officer

Wendy Geronimo-Santana

Assistant Vice President

Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.