Profile

With over 25 years of experience in commercial banking and as a CFO of a private sector, for profit company, Michael brings a unique and thoughtful perspective to banking.  Listening to clients and asking questions in order to understand their needs, challenges and future plans, is at the forefront of his approach.  He will never ask you to lunch to pitch an unneeded product, but rather to strategize and deliver the tools and banking resources needed to help a business owner accomplish their goals with the backing of what is continuously ranked one of the best banks in North America and the World.  His abilities, knowledge, consistency with one organization and experience as a credit officer will make a large organization feel very small.         

  

Michael has remained a resident of Northeast Florida since 1998 and now resides in St. Johns County, where he has lived with his wife, Jennifer since 2002.  Michael and Jennifer have two children, Gabriel and Mya.  The family enjoys kayaking, paddle boarding, hiking, whitewater rafting, visits to the beach, visits to the mountains, spending time with family, watching various sports and everything the great community of Northeast Florida has to offer.  Michael has historically been active with various leadership roles within the St. Johns County Community, while Jennifer enjoys her career working one-on-one with elementary school aged children in the ESE program for St. Johns County School District.