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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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In this capacity, his responsibilities consist of working with a Team of specialists to deliver strategic financial solutions to help local companies grow, improve cash flow and invest for the future.

While primarily working in Oakland, the bulk of his time is spent visiting current and prospective clients to better understand their business objectives & needs. In his current role he serves as the primary point of contact for the client for Bank of America Corporation, working with an extended team of specialists in the delivery of strategic, integrated financial solutions and guidance to locally headquartered businesses. This includes prospecting new business as well as retaining and deepening existing relationships. Since 2006 he has consistently proven to be an advocate for his clients, while leveraging his unique expertise and experience in the financial industry. Given his entire Banking career has been at Bank of America; he is highly effective at navigating and delivering the enterprise holistically to businesses and individuals. 

Micah grew up in a suburb outside of Boston. He currently resides in Walnut Creek with his wife and two daughters. Outside of work he enjoys exercising outdoors (running, skiing, biking etc.) and spending quality time with family and friends.


    • General industries

    • Volunteer at Alameda Food Bank
    • Volunteer for Habitat for Humanity
    • Active coach/mentor in local communities

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Kyle Kloninger-frandy


Sales Support Associate

Therie Ann Bulnes

Vice President

Treasury Sales Officer

Jib Bullian

Vice President

Commercial Credit Specialist

Juan Robles


Treasury Sales Analyst

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.