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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Marcus is excited to be a part of the Charlotte team and has over 26 years of diverse banking experience, including time in Consumer Branch leadership, Small Business, Commercial, Commercial Loan Workout & Commercial Real Estate. Marcus is a banker that focuses all his time on being consultative, strategic and a solutions focused relationship  banker.

Marcus is a North Carolina native who has worked all across the State (Charlotte, Wilmington, Greensboro). He has been applauded by his clients for his ability to tailor solutions to meet their short and long term financial needs, both personal and business, while also helping them achieve profitable growth.   

Marcus has a Finance degree from UNC Charlotte and a MBA from Pfeiffer University. Marcus is involved in the community in various capacities to include UNC Charlotte Belk Alumni Council, Kappa Alpha Psi Fraternity, Aspire Community Capital and Lake Norman Economic Development.

Marcus has been married to his wife Nicole for 24 years and they have a son and daughter, Jordan & Alaia.  In his spare time, Marcus likes to volunteer, exercise, travel and ride his motorcycle.


    • Accounting and Law Firms
    • Government Contractors
    • Manufacturing
    • Not-for-profit

    • Aspire Community Capital | Board Member
    • Belk College Alumni | Chair of Student Engagement
    • UNCC Kappa Alpha Psi Fraternity | Advisor & Alumni
    • UNCC Black Alumni Council | Member
    • Lake Norman Economic Development Board | Member

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Ydanes Madero

Sales Support Associate

Christina Mata

Vice President

Treasury Sales Officer

Jenny Smith

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.