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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Luiz Vilera is a Vice President and Senior Relationship Manager in Santa Barbara for the Global Commercial Banking group at Bank of America. In this role, Luiz empowers local companies by delivering integrated financial solutions, consultative advice, and digital-first approach to clients. Tailoring his approach to each client, he collaborates with his team to drive growth and efficiency where it's needed most. 

Luiz has over 20 years of experience in cross-border financial services, which includes trade finance, derivatives, credit, treasury, and many other financial services. He began his career as a future commodities broker, providing risk management and hedging services to companies. Prior of joining Bank of America, Luiz managed the portfolio of trade clients at a large National/Global competitor bank. 

Luiz has been appointed by the U.S. Department of Commerce as a member for the Central California District Export Council, where he currently serves as a vice-chair. In addition, Luiz is a subject matter expert of Santa Barbara SCORE. Luiz loves to spend time with his wife and three kids and is a triathlon enthusiast.

    English , Spanish & Portuguese

    • General industries
    • Agriculture
    • Government Contractors
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

    • Central California District Export Council - U.S Commercial Service
    • Santa Barbara SCORE

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Jazmin Navarro

Assistant Vice President

Sales Support Associate

Henry Vigil


Treasury Sales Officer

Sean Peteet

Assistant Vice President

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.