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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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In her role as a Relationship Manager for Bank of America’s Business Banking, Kelly empowers midsized companies through innovative and comprehensive advisory solutions that helps them prosper. Tailoring her approach to each client, she collaborates with her team to drive growth and efficiency where it’s needed most.

With over 14 years of banking experience, Kelly started her career in Naples, Florida as a Small Business Banker.  Today, as a Business Banker, she helps mid-sized businesses and is passionate about understanding her clients’ stories and helping turn their dreams into reality.  Her ultimate mission is to be an advocate for her clients while creating a more sustainable future for both her clients and the communities they serve.

Originally from Cape Cod, Massachusetts, Kelly earned a Bachelor's degree in Business Administration from Merrimack College. Outside of the office, Kelly resides on Marco Island with her husband, son and daughter.  They enjoy boating around the Ten Thousand Islands.


    • General industries

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Joni Snider

Assistant Vice President

Sales Support Associate

Gina Gavio

Senior Vice President

Treasury Sales Officer

Ming Chou

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.