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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

Learn More


Managing and growing a portfolio of commercial business relationships whom require debt, capital, SBA loan options, equipment financing, treasury | cash management services, digital solutions, trade services, and financial life benefits for client associates and more.

Primary focus is mostly on businesses generating between $10MM and $50MM+ in annual revenues.

Helping businesses grow when they are ready via credit solutions and solving finance office processes with technology and digital solutions.

What do you want the power to do?

I am ready to help.


    • General industries
    • Accounting and Law Firms
    • Transportation
    • Manufacturing
    • Professional Services

    • International Leadership Council, GPEC
    • Advisory Council, Global Chamber
    • Council Member, CFO Leadership Council
    • Member, Association of Financial Professionals

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Patty Ruiz

Assistant Vice President

Sales Support Associate

Justin Keith

Vice President

Treasury Sales Officer

Gray Palensky

Treasury Sales Analyst

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.