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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Justin is passionate about understanding each client’s priorities and delivering strategies and solutions. He has a strong background in complex supply chain issues, gained from eleven years with UPS, and helps companies in the logistics, transportation and manufacturing industries overcome challenges. With several innovation ecosystems in the region, Justin also focuses on life science research and agricultural technology companies.  Working on treasury management and risk mitigation strategies with these emerging growth companies helps them navigate their next steps.

He's energized by helping business owners reduce expenses and streamline operations, freeing up their time to pursue new growth opportunities. Part of this process is making the most of Bank of America’s vast resources, offering clients anything from targeted thought leadership to solutions from other parts of the bank. Justin believes that the key to providing exactly what clients need is to listen to their challenges and come up with creative ways to overcome them. His drive to help others succeed, especially new ventures, is reflected in his work with the local community, volunteering for several non-profits focused on the startup and emerging growth sectors. He also enjoys coaching his son’s sports team and spending time with his family.


    • Transportation
    • Manufacturing
    • Not-for-profit
    • Emerging Growth Companies

    • Board member, Donald Danforth Plant Science Center
    • Judge/Mentor, Arch Grants
    • STL GeoFutures Coalition Member

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Heather Logsden

Assistant Vice President

Sales Support Associate

Andrea Baird

Vice President

Treasury Sales Officer

Jeff Hightower

Senior Vice President

Lending Officer

Phil Meeks

Vice President

Lending Officer

Mike Tran


Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.