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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Profile

Jovena’s deep passion for delivering strategic financial guidance and solutions to support local companies is the foundation in everything that she does. She’s energized by watching businesses thrive as the result of ideas and solutions her team provides. In her Relationship Manager role, she helps clients through creating efficient processes that support better service while pairing her clients needs to solutions that help them flourish. Early roles in Management and Small Business gave her valuable insight into what really matters to business owners, enhancing her perspective of what clients need to get to that next chapter. Building relationships is a key focus for Jovena — both with clients and experts in the bank — to help understand challenges and formulate solutions. She’s a strong advocate for digital transformation, providing solutions and guidance to help businesses improve efficiency.

Her drive to make a difference is reflected in her work with the community. As a Filipino American woman in finance, Jovena views her success as an opportunity to pay it forward; she’s passionate about diversity and inclusion, and inspiring others to consider a similar career path. She volunteers at local organizations and enjoys building connections with people using skills she’s honed in her banking career — listening, understanding needs and working hard to fulfil them. In her spare time, Jovena enjoys spending time with her husband and two young children.
  • LANGUAGES

    English
  • INDUSTRY FOCUS

    • Technology Services
    • Transportation
    • Manufacturing
    • General industries
    • Emerging Growth Companies
  • COMMUNITY

    • 100 Women Who Care
    • Junior League of Riverside
    • Habitat For Humanity
    • Fontana Community Little League

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Lora Hoang

Assistant Vice President

Sales Support Associate

Kristen Jackson

Senior Vice President

Lending Officer

Sujan Beck

Senior Vice President

Lending Officer

Ricardo Marquez

Vice President

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.