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Center for Business Empowerment

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Profile

In Joe’s capacity as a Senior Relationship Manager, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Joe’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 20 years of banking experience, Joe has served mid-sized companies throughout the Northern California area to support their commercial banking needs.  Joe has a broad spectrum of experience across multiple industries including: Manufacturing, Engineering, Food and Beverage, Legal and Financial Services, Transportation, Biotech, Technology, Consulting and Non-Profit.  Many of Joe's clients have an international presence requiring Import-Export and Trade Finance partnerships as well as Foreign Currency expertise. He is also an experienced business lender and regularly assists clients and brokers with Commercial Real Estate Lending, SBA Lending, Equipment Lending, Business Lines of Credit, Standby Letters of Credit and Refinancing of Existing Business Debt.

To help create a more sustainable future for the companies and communities he serves, Joe volunteers with several not-for-profit organizations focused on ending hunger and homelessness. He also serves as a mentor for teammates across Bank of America and Merrill Lynch as a member of the Hispanic/Latino Organization for Leadership and Advancement. Originally from Southern California, Joe now resides in Marin County.
  • LANGUAGES

    English
  • INDUSTRY FOCUS

    • General industries
    • Accounting and Law Firms
    • Engineering Firms
    • Government Contractors
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing
    • Not-for-profit
  • COMMUNITY

    • Volunteer with 10,000 Degrees
    • Volunteer with Homeward Bound San Rafael
    • Waves to Wine to End MS
    • Volunteer with Habitat for Humanity

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Annette Nino

Officer

Sales Support Associate

Imran Karim

Vice President

Treasury Sales Officer

Angelica Clark

Treasury Sales Analyst

Wendy Lam

Vice President

Lending Officer

Tiffany Sears

Officer

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.