business meeting

2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

Learn More


In his role as a Senior Business Relationship Manager for Bank of America’s Business Banking, Jose helps mid-sized companies in the Silicon Valley with innovative solutions.  He serves as the primary point of contact for clients, leading and coordinating an extended team of specialist in the delivery of strategic, integrated financial solutions and guidance.

Jose has 28 years of experience in financial services.  Jose’s banking career began at Wells Fargo where he worked for 22 years, he was responsible for coaching, mentoring, and training mid to senior level leaders on leadership skills, leadership activities, and facilitation skills. Jose also lead a team of Financial Professionals at New York Life.


    • Technology Services
    • Wholesale Trade
    • General industries
    • Manufacturing

    • In the community, Jose served on the Small Business Loan Committee for the San Francisco Mayor’s Office of Community Development, volunteered for Kaiser for 4.5 years, Tour de Cure for Diabetes, Junior Achievement, and the SF Food Bank. On a personal note, Jose lives in Dublin, California with his wife Mayra and two children, Sebastian and Milo.

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Cassandra Berumen


Sales Support Associate

Susana Gutierrez

Vice President

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.