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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

Learn More


Jose is an avid listener who takes time to understand client needs -- helping local businesses thrive in a competitive marketplace while working toward a more sustainable future.

In his role as a Relationship Manager for Bank of America’s Business Banking, Jose empowers mid-sized companies through innovative solutions and comprehensive advisory that helps them prosper. Tailoring his approach to each client, he collaborates with his team to drive growth and efficiency where it’s needed most.

Jose is a first-generation Banker and the first to graduate from college in his family. He has over 10+ years of banking experience serving small to mid-sized businesses. Before joining Bank of America, he served as a Business Relationship Manager for JP Morgan Chase Bank. His ultimate mission is to be an advocate for his clients while creating a more sustainable future for both his clients and the communities they serve. Outside of the office, Jose volunteers with several non-profits that advocate for the underserved families in the communities.

    English & Spanish

    • General industries
    • Healthcare & Physician Practices
    • Manufacturing
    • Technology Services
    • Accounting and Law Firms
    • Government Contractors
    • Not-for-profit
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Tammy Patel

Vice President

Sales Support Associate

Susan Lacey


Treasury Sales Officer

Chuck Watford

Senior Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.