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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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John Budzynski is a Senior Vice President and Senior Relationship Manager for the Long Island Market in Business Banking at Bank of America Merrill Lynch. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. John’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 27 years of experience, John joined Bank of America in 2017.  He began his banking career at JPMorgan Chase where he was most recently a Relationship Executive in the Long Island/Queens Middle Market Banking Group. Throughout his banking career, John has served mid-sized companies throughout the greater New York area to support their commercial banking needs. 

To help create a more sustainable future for the companies and communities he serves, John volunteers time for not-for-profit organizations focused on health and children, including the American Heart Association and Winthrop University Hospital’s Pediatric Center.  He also serves as a mentor for teammates across Bank of America Merrill Lynch as a member and leader of the Western Nassau Regional Council.  

Originally from Elmhurst, NY, John graduated with a B.A. in Communications from the Queens College of the City University of New York


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Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Daniela Ratel

Assistant Vice President

Sales Support Associate

Jacqui Rudden


Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.