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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Jay Baydoun is a Senior Vice President and Senior Relationship Manager for the Southeast Michigan Business Market in Commercial Banking at Bank of America Merrill Lynch.  With more than 20 years of practical business experience Jay leads a team of financial specialists who work to understand the needs of closely held businesses and their owners. By developing long-term relationships, his team is able to proactively provide strategic advice and customize integrated financial solutions - which in turn  help clients achieve their overall strategic objectives.  Including, but not limited to, working capital, equipment finance, strategic partnerships, and treasury managment solutions.

Prior to joining Bank of America Merrill Lynch Jay held multiple positions in Business Banking at JPMorgan Chase. These positions ranged from working with Business Banking Clients to Managing a Small Business Banking team for the State of Michigan. He has also been a small business owner so he personally understands the ebbs and flows of the business cycle.

A Native of Michigan, Jay attended Michigan State University and graduated from Wayne State University with a Degree in Business Administration in 1998. He has also studied post graduate courses in Marketing, Banking, Accounting, and Economics.

He is married and a father of 2 young children.  Jay has volunteered with numerous non-profits in SE Michigan, and sits on the Board of Directors of the American Arab Chamber of Commerce and the Michigan Roundtable for Diversity and Inclusion.


    • General industries

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Rhonda Bealore


Sales Support Associate

Jennifer Scully

Vice President

Treasury Solutions Officer

Dani Sugg

Vice President

Lending Officer

Scott Bigelow

Senior Vice President

Lending Officer

Holley Matthews

Assistant Vice President

Treasury Solutions Analyst

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.