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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Jacob Garcia is a Commercial Lender/Relationship Manager for the South Texas market in Commercial Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Jacob’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 9 years of experience, Jacob joined Bank of America in 2014. He has also served as an Underwriter/Analyst. He began his banking career at Situs where he was most recently a Financial Analyst in Houston. Throughout his banking career, Jacob has served mid-sized companies throughout the Greater Houston area to support their commercial banking needs. 

To help create a more sustainable future for the companies and communities he serves, Jacob volunteers with several not-for-profit organizations focused on most recently with Feeding America and local food banks. He also serves as a mentor for teammates across Bank of America as a member and leader in the Greater Heights Chamber of Commerce. 

Originally from Houston, Texas, Jacob graduated with a BBA in Finance from St. Edwards University. He resides in Houston, Texas.


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Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Erica Billeh

Senior Vice President

Treasury Sales Officer

Jeff Guillory

Senior Vice President

Lending Officer

Lanette Ramos


Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.