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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Irene Stevens is a Senior Vice President and Senior Relationship Manager for the San Francisco Bay Area market in Business Banking at Bank of America. In this capacity, her responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Irene’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing 20 years of experience, Irene joined Bank of America in 2003. She has also served in various credit roles as an Analyst, Underwriter, and Portfolio Management. She began her finance/ banking career at Smith Barney in the wealth and investment management in San Francisco. Throughout her banking career, Irene has served mid-sized companies throughout the San Francisco area to support their commercial banking needs.

To help create a more sustainable future for the companies and communities she serves, Irene volunteers with several non-profit organizations, most recently with Habitat for Humanity. She also serves as a mentor for teammates across Bank of America as a member and leader in the Asian Leadership Network and LEAD for Women.  In addition, she was recently selected to be in the Bank of America California Women’s Leadership for year 2022 – 2024, a network of top 100 female associates in California.

Originally from Indonesia, Irene graduated with a Bachelor degree in Finance from San Francisco State University. She completed the formal corporate credit training with Bank of America and was previously licensed for Series 7 and 63 while working at Smith Barney. During her free time, Irene enjoys playing racquetball, practicing kung fu and travelling to other countries. She resides with her husband and two children in San Ramon, CA.


    • General industries
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing
    • Retail
    • Technology Services
    • Wholesale Trade
    • Emerging Growth Companies

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Stephanie Ramirez

Sales Support Associate

Sheila Whitman

Vice President

Treasury Sales Officer

Ricardo Marquez

Treasury Sales Analyst

Brian Westlund

Vice President

Lending Officer

Jacquie Banuelos

Assistant Vice President

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.