business meeting

2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

Learn More


Fernando Quinones is a Senior Vice President and Senior Relationship Manager for the Metro NY/NJ market in Business Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions.  Fernando’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex. 

Bringing over 20 years of experience, Fernando joined Bank of America in 2015.  He began his banking career at Chemical Bank, and worked for various financial services organizations in New York City prior to joining Bank of America.  Throughout his banking career, Fernando has served mid-sized companies located in the Tri-state area to support their commercial banking needs.
To help create a more sustainable future for the companies and communities he serves, Fernando volunteers with several not-for-profit organizations. Most recently as a Better Money Habits ambassador- delivering financial education and training to nonprofit partners.  He also served as a board member for PRIMER Inc., a professional networking organization for entrepreneurs and executives.  Was the Board Chairman of Loisaida Inc., a non-profit organization that teaches parenting and entrepreneurial skills in the Lower East Side of NYC.  He also served as the CFO of COCES, a non-profit organization that provides school supplies and sports equipment to children in the Caribbean and Latin America.  He is a former advisory board member at the New York Technology Council and former member of the MIT Enterprise Forum of New York City.

Originally from New York City, Fernando graduated with a Bachelor’s degree in Journalism & Mass Media from
Long Island University and attended graduate studies at New York University. Originally from New York City, he currently resides in Essex County, New Jersey.

    English & Spanish

    • General industries

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Elyse Budnick

Assistant Vice President

Sales Support Associate

Amita Bhatia

Vice President

Treasury Sales Officer

Edward Macchi

Senior Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.