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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Ernesto is an emerging business banker in the Chicago market. He prides himself on being an advisor and advocate for his clients.

As a member of Bank of America’s Business Banking team, Ernesto delivers customized financial solutions, consultative advice, and a digital approach to clients across the Chicagoland area. In addition to his role, he is the subject matter expert for the transportation, manufacturing, government contract and healthcare sector. Ernesto is passionate about helping businesses, the community, the city of Chicago and the environment.

In his role as Commercial associate for Bank of America’s Business Banking, Ernesto collaborates with a team of business bankers in Chicago, and surrounding suburbs to deliver a unique experience that’s local, digital and advisory. The team offers integrated financial strategies and services to meet business and personal priorities — from checking, credit cards and loans to cash management, employee benefits and risk management.

Ernesto has been with Bank of America for nearly 15 years. He joined the bank as a Part-time teller in 2008 and has work in several roles in retail banking within different financial centers. He has a passion for helping businesses grow and truly understand his business client’s priorities and goals, while at the same time delivering outstanding customer service.  When he’s not at work, Ernesto enjoys spending as much time with his family, vacationing, and volunteering as much as possible!

    English & Spanish

    • General industries
    • Government Contractors
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

    • Cradles For Crayon
    • Habitat for Community
    • Special Olympics
    • International Coastal Cleanup

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Nicholas Giaouris


Treasury Sales Officer

Lourdes Coca

Sales Support Associate

Michael Haas

Senior Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.