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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Edward Bernabeo is a Vice President and Senior Relationship Manager for the Orange County market in Commercial Banking at Bank of America Merrill Lynch. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. The team’s mission is to help local companies thrive by achieving their business goals, improving cash flow, managing U.S. and international payments, and investing for the future. The team fulfills this mission by focusing on credit and lending, deposits, and cash management solutions to privately-held companies with annual revenues from $5 million to $50 million.

Edward began his banking career in 2015, joining Bank of America Merrill Lynch in 2019. In his most recent role as a Business Development Officer in Orange County he directly guided clients and prospects on credit capacity, loan facilities, and various banking solutions. In addition, Edward has successful experience in the accounting industry, former stock broker, equity trader, and founder/partner of a securities firm in equity trading services.

Edward is originally from Philadelphia, Pennsylvania and grew up in Houston, Texas. He currently resides in Aliso Viejo, California with his wife and two daughters.

Edward proudly served in the United States Army for 7 years as an L.R.R.P. Co. G 143rd Airborne, 36th Infantry Division, and was a soldier of the year nominee in 1991.


    • General industries
    • Government Contractors
    • Manufacturing
    • Not-for-profit

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Sheena Stewart

Vice President

Treasury Sales Officer

Elline Emperado

Treasury Sales Analyst

Luis Alejandro Gonzalez

Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.