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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Derek Johnson is a Vice President and Relationship Manager for the Upstate NY (Buffalo) market in Business Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. As a lifelong resident of Western New York, Derek’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Derek has over 15 years of banking experience in the Buffalo market and holds a Bachelor of Science in Entrepreneurship and Emerging Enterprises from Syracuse University.

To help create a more sustainable future for the companies and communities he serves, Derek volunteers at several local not-for-profit organizations. He is focused on nurturing a strong economic environment in Western New York, most recently through his board participation at the Cheektowaga Economic Development Corporation and formerly through his board participation at the Hamburg Economic Development Corporation. Derek also spends time volunteering at the Mandala School in East Aurora, NY and coaching youth soccer through Lakeview Athletics.

Originally from Springville, NY, Derek now resides in Hamburg, NY with his wife Jen, son Bryce and his two polydactyl cats, Stef and Jeb.


    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Cynthia Seaman


Treasury Sales Officer

Rod Lee

Vice President

Lending Officer

Lauren Lima

Assistant Vice President

Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.