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2024 Business Owner Report

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Denise Makarem is a Sr. Relationship Manager for the Orange County market for Business Banking at Bank of America. In this capacity, her responsibilities include managing and leading the activities of a team of relationship managers focused on delivering strategic financial guidance and solutions throughout the Orange County marketplace. The team’s mission is to help local companies grow, improve cash flow, manage U.S. and international payments, and invest for the future. The team fulfills this mission by focusing on credit and lending, deposits, and cash management solutions to privately-held companies with annual revenues from $5 million to $50 million. Targeted industries and businesses include wholesalers, manufacturers, importers/ exporters, professional services, medical, entertainment, and non-profit organizations, to name a few.

Denise began her banking career with Bank of America in 1989 in the Consumer Bank where she held a Financial Services Representative position then became a Business Development officer for the Orange County market. Since joining Business Banking in 2000 she has grown her clientele and now manages a $75 Million credit portfolio in Orange County.  

Active in the community, Denise volunteers a lot of her personal time with various not-for-profit organizations including local children's cancer research charities and causes fighting hunger in the OC community.  She also serves as a mentor for numerous associates within Bank of America. 

Denise Makarem graduated from the American University in Lebanon with a Degree of Public Administration and Political Science.  She currently resides in North Orange County with her husband and two sons.

    English & Arabic

    • Manufacturing

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Silva Yegenian

Assistant Vice President

Sales Support Associate

Sherrie Wu

Vice President

Treasury Sales Officer

Priya Patel

Treasury Sales Analyst

Nick Baghashvili

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.