business meeting

2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

Learn More


Charmaine Chin is an SVP and Senior Relationship Manager for the South Texas market in Commercial Banking at Bank of America. In this capacity, her responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Charmaine’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex. Bringing over 22 years of commercial banking experience, Charmaine joined Bank of America in March 2019. She originally started her banking career as a commercial relationship banker in Toronto, Canada, and in the last nine years, transitioned this role to Houston, Texas. Her prior experience also includes several roles in liquidity management and external audit. Throughout her banking career, Charmaine has served mid-sized companies throughout the Houston, and international markets, to support their commercial banking needs
To help create a more sustainable future for the companies and communities she serves, Charmaine volunteers with her Church and several not-for-profit organizations. She is focused on helping through mentorship, and being a role model for children, so that they can achieve their biggest possible potential. She also serves as a member of the Black Professional Group in Houston, and is part of the Black Executive Leadership Team at Bank of America.
Originally from Kingston, Jamaica, Charmaine graduated with a Bachelors of Business Administration, with a major in Finance, from the University of the West Indies and an MBA from the Mona School of Business also from the University of the West Indies. She currently resides in Houston, Texas with her family.


    • Technology Services
    • Wholesale Trade
    • Emerging Growth Companies
    • General industries
    • Government Contractors
    • Transportation
    • Manufacturing
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Janie McLeod


Sales Support Associate

Aaron Ross


Treasury Sales Officer

Jeff Guillory

Senior Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.