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2024 Business Owner Report

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Cesar Santos is a Vice President and Senior Relationship Manager for the Northern New Jersey Market in Business Banking at Bank of America.  In this role, Cesar's responsibilities include leveraging a team of specialists focused on understanding each client’s unique needs, to deliver comprehensive financial guidance and solutions tailored to each client's needs. His goal is to assist companies thrive by achieving their business goals.

With over 20 years of experience, Cesar joined Bank of America in 2008 as a Financial Center Manager, then transitioned to Small Business in 2011, and Business Banking in 2022. Cesar began his career in finance at Interest Currency Consultants B.V. in The Netherlands. Throughout his career, Cesar has served mid-size to multinational companies  with their financial needs.

To help create a more sustainable future for the companies and communities he serves, Cesar volunteers with several not-for-profit organizations. Most recently as a Better Money Habits Champion- delivering financial education and training to non-for-profit partners such as LAEDA, the African American Chamber of Commerce of NJ, and the Statewide Hispanic Chamber of Commerce of NJ. He also serves as board member of Bank of America's Hispanic/Latino Organization for Leadership & Advancement Employee Network (HOLA) New Jersey Chapter.

Originally from St. Croix US Virgin Islands, Cesar holds an Information Systems degree from Hunter College, as well as various finance certifications, including Demystifying International Treasury from EuroFinance in UK. He now resides in Ridgefield NJ.

    English & Spanish

    • Healthcare & Physician Practices
    • Wholesale Trade
    • General industries
    • Transportation
    • Manufacturing
    • Professional Services
    • Technology Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Susana Matos

Assistant Vice President

Sales Support Associate

Aram Afarian


Treasury Sales Officer

Sam Robinson

Vice President

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.