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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Byron Culp is a Vice President and Senior Relationship Manager for the Orange County market for Commercial Banking at Bank of America. In this capacity, his responsibilities include working with a team focused on delivering strategic financial guidance and solutions throughout the Orange County marketplace. The team’s mission is to help local companies grow, improve cash flow, manage U.S. and international payments, and invest for the future. The team fulfills this mission by focusing on credit and lending, deposits, and cash management solutions to privately-held companies with annual revenues from $5 million to $50 million. Targeted industries and businesses include wholesalers, distributors, manufacturers, importers/exporters, professional services, medical, waste management, and non-profit organizations, to name a few.

Bringing 20+ years of experience, Byron joined Bank of America in 2019.  He has served small to medium sized companies throughout Orange County to support their commercial banking needs.  In his most recent role as a Senior Relationship Manager in Orange County he directly guides clients and prospects on credit capacity, loan facilities, and debt structures.  In addition, he also serves on the Board of Directors for WISEPlace, a local non-profit that provides aid to homeless women in Orange County.

Byron remains active in his community and volunteers a lot of his personal time at his church and other various not-for-profit organizations, such as Heroes of Hope and local food banks focused on ending hunger and homelessness. 

Byron has a BA in Psychology from the University of Nevada Las Vegas and played Tight End for the UNLV Rebels football team.  He currently resides in Orange, California with his wife and 4 children. 


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Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Sheena Stewart

Vice President

Treasury Sales Officer

Elline Emperado

Treasury Sales Analyst

Sonya Vasquez

Assistant Vice President

Sales Support Associate

Sonya Vasquez

Assistant Vice President

Sales Support Associate

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.