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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Vice President and Senior Relationship Manager for the Arizona Market in Commercial Banking at Bank of America. In this capacity, my responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance, solutions, and industry specific thought leadership. My mission is to help local companies thrive by achieving their business goals and provide resources to my clients to help them succeed in every aspect of their business and personal lives.  

Bringing 20+ years of experience, I joined Bank of America in 2019.  I bring a wealth of experience, spending the last 17 years in Commercial Banking and Relationship Management roles.  Throughout my banking career, I have served mid-sized companies to support their commercial banking needs.  Previous to my banking career, I spent 7 years on Active Duty in the United States Army and have a long lineage of Veterans in my family to include my son, father, brother, and both grandfathers, who served in WW2.  

To help create a more sustainable future for the companies and communities I serve, I volunteer with several not-for-profit organizations focused on veterans, high risk youth, and economic initiatives.  Additionally, I enjoy playing golf, pickleball, and travelling.  

Originally from Oxnard, California, I graduated with an MBA in Finance from California State University, Northridge and currently resides in Peoria, Arizona.


    • Manufacturing
    • Government Contractors
    • Transportation
    • General industries

    • National Defense Industrial Association (NDIA), Southwest Chapter – Board Member
    • Member of Veterans Medical Leadership Council (VMLC)
    • Military Support & Assistance Group (MSAG) Arizona – Board Member / Event Coordinator
    • Arizona Defense Industry Coalition (AZDIC) - Member

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Erica Grace

Assistant Vice President

Sales Support Associate

Justin Keith

Vice President

Treasury Sales Officer

Daniel Downs

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.