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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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ARMEN KRMZIAN

Vice President

Senior Relationship Manager

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My focus on building strong relationships.

With a focus on connecting client needs with the right guidance and tools, I thrive on building productive long-term relationships.

Profile

Armen is an accomplished Sr. Relationship Manager with over 20 years of experience in the commercial banking industry. Throughout his career, Armen has successfully fostered lasting relationships with his clients, helping them navigate through economic cycles to achieve optimal results.

Known for his exceptional client service, Armen's approach to relationship management is centered around trust, transparency, and proactive communication. He takes the time to deeply understand his clients' businesses, industry dynamics, and competitive landscape. This allows him to provide tailored financial solutions that address their immediate challenges while aligning with their long-term objectives.

With his comprehensive knowledge of commercial banking products and services, Armen guides his clients through various financial decisions, such as working capital management, cash flow optimization, expansion financing, international banking and risk mitigation strategies. He collaborates closely with his partners within the bank to deliver integrated solutions that meet his clients' evolving needs.

Beyond his role as a Relationship Manager, Armen proudly supports and volunteers with local organizations. He believes in giving back to his community and supporting initiatives that bring positive change in the communities.

  • LANGUAGES

    English

  • INDUSTRY FOCUS

    • Healthcare & Physician Practices
    • Wholesale Trade
    • Technology Services
    • General industries
    • Transportation
    • Manufacturing
    • Not-for-profit
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Jelisa Santos

Officer

Sales Support Associate

Joanne O'Donnell

Senior Vice President

Commercial Credit Specialist

Samuel Benigno

Director

Treasury Sales Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.


You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.

Request Appointment