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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Andy Ommen is a Vice President, Sr. Relationship Manager for Bank of America Business Banking in Carlsbad, CA. His responsibilities include leading a team of specialists focused on understanding each business client’s unique needs to deliver strategic financial guidance and solutions. Andy’s goal is to help local companies thrive by achieving their business goals no matter how simple or how complex they might be. His partnership and expertise in finding solutions, ability to connect experts in every area of business will streamline your needs and save you capital to reinvest in your company.

Andy has over 30 years’ experience in the financial industry, working with both business and consumer clients. He is a graduate of the University of California, Irvine. He lives in Escondido, where he has lived for over 40 years, with his wife and 2 kids.


    • Wholesale Trade
    • General industries
    • Transportation
    • Manufacturing
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Velma Saliwan


Sales Support Associate

Cilla Weichselbaum

Vice President

Treasury Sales Officer

Dalton Bray

Senior Vice President

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.