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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Andy is dedicated to building strong relationships with his clients and knows that their success is our success.  He stands ready to aid with the wide multitude of products and services that Bank of America offers along with quality finance advice acquired over he 18 years of experience in the financial industry.  Compounding this is the resource of the extensive institutional knowledge and combined years of experience his teammates possess means that the achievement of our clients’ financial goals is within reach.

Nothing compares to the satisfaction that comes from implementing solutions that increase efficiencies for clients that in turn allow them to focus more of their attention upon the activities of their core businesses.

Family and faith are the foundation for his life, and he enjoys spending quality time with his wife of 26 years Kristin and their 2 sons Drew and Trent. 

For Andy, it is the connections that we make in our lives that are the true measure of success.

    • Accounting and Law Firms
    • Agriculture
    • Engineering Firms
    • Government Contractors
    • Healthcare & Physician Practices
    • Transportation
    • Manufacturing
    • Professional Services

    • Education: Florida State University
    • Joined Bank of America: 2001
    • Leadership Tallahassee - Board of Governors
    • Tallahassee Community College Foundation - Board Member
    • TEMPO Foundation - Board Chairman

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Ruby Brown

Assistant Vice President

Sales Support Associate

Stephanie Barr


Treasury Sales Officer

Lauren Cesar

Assistant Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.