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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Andrew is a Vice President and Sr. Relationship Manager for the Central New Jersey market in Commercial Banking at Bank of America focused on the 5-50MM revenue range. He as been in the financial services industry for over 12 years in the Tri-state area, and has specialized in Business Banking 8.  In this capacity, his responsibilities include leading a team of specialists focused on understanding each business's unique needs to deliver strategic financial guidance in Treasury and Credit solutions. Andrew's mission is to help companies thrive by achieving their business goals, no matter how simple or complex. 

Originally from Saratoga Springs, NY, Andrew graduated with a Bachelor’s degree in Biochemistry from SUNY Plattsburgh. He completed the CFA curriculum in 2018. He resides in Jersey City. 


    • Technology Services
    • Wholesale Trade
    • Emerging Growth Companies
    • General industries
    • Engineering Firms
    • Healthcare & Physician Practices
    • Manufacturing
    • Professional Services

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Amita Bhatia

Vice President

Treasury Sales Officer

John Heubel

Vice President

Commercial Credit Specialist

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.