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2023 Mid-Sized Business Owner Report

Our inaugural Mid-Sized Business Owner Report captures viewpoints on the economy, financing in their businesses, labor, digitization, and more.

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Alvaro Fernandez is a Senior Relationship Manager for the Charlotte market in Commercial Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Alvaro’s mission is to help local companies thrive and achieve their business goals, no matter how simple or how complex.

Bringing eleven years of experience, Alvaro began his banking career at Bank of America where he has also served as a Small Business Banker. Throughout his banking career, Alvaro has served his business clients holistically to support their commercial banking needs.

To help create a more sustainable future for the companies and communities he serves, Alvaro volunteers with several not-for-profit organizations. He also serves as a mentor for teammates across Bank of America as a graduate of the Relationship Manager Development Program.

Originally from Tampa, Florida, Alvaro graduated with a Bachelor of Science degree in Finance from the University of South Florida. He resides in Charlotte, North Carolina.

    English & Spanish

    • Wholesale Trade
    • General industries
    • Manufacturing
    • Not-for-profit

    • Young Professionals of the World Affairs Council | Board Member
    • Charlotte CFO Leadership Council | BofA Lead
    • Charlotte Regional Business Alliance | Member
    • Latin American Chamber of Commerce | Member

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Nicole Johnson

Sales Support Associate

Christina Mata

Vice President

Treasury Sales Officer

Jenny Smith

Vice President

Lending Officer

Ben Evenson

Treasury Sales Analyst

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.