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2024 Business Owner Report

This year’s survey explores the perspectives, aspirations and outlooks of small and mid-sized business owners across the U.S.

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Andrew Harvilla is a Vice President and Relationship Manager for the Southern NJ market in Commercial Banking at Bank of America. In this capacity, his responsibilities include leading a team of specialists focused on understanding each client’s unique needs to deliver strategic financial guidance and solutions. Andrew’s mission is to help local companies thrive by achieving their business goals, no matter how simple or how complex.

Bringing a decade of experience, Andrew joined Bank of America in 2013. He has also previously served as a Quality Analyst and Licensed Representative with Merrill Lynch Wealth Management. He began his banking career at Bank of America where he was most recently a Commercial Associate. Throughout his banking career, Andrew has served mid-sized companies throughout New Jersey and Greater Philadelphia area to support their commercial banking needs.

To help create a more sustainable future for the companies and communities he serves, Andrew volunteers with several not-for-profit organizations, most notably as a Board Member and Treasurer for Wrestlers In Business Network - Princeton. He also serves as a mentor for teammates across Bank of America as a member and leader in the Mid-Atlantic Executive Council and My Environment community. 

Originally from Robbinsville, NJ, Andrew graduated with a B.S. in Business Administration and Management from Coastal Carolina University. He currently resides in Cherry Hill, NJ.


    • Technology Services
    • Wholesale Trade
    • Engineering Firms
    • Transportation
    • Manufacturing
    • Not-for-profit
    • Professional Services
    • Government Contractors

    • Board Member and Treasurer of Wrestler In Business Network - Princeton
    • Top Fundraiser - Bike MS, City to Shore

Meet the Team

With access to the global resources of Bank of America, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Mary Ann McGrath

Assistant Vice President

Sales Support Associate

Aram Afarian


Treasury Sales Officer

Marie Keene

Treasury Sales Analyst

Jackson Molbreak


Commercial Credit Specialist

Francesca Kibelbek

Vice President

Lending Officer

Bank of America Business Banking

As you work to take your business to the next level in an environment where business and technology sophistication are critical to having a competitive edge, you need a local banking partner who has your long-term interests at heart.

Bank of America is that local advocate. We work closely with you to understand your business goals. We then draw on our Bank wide resources, technology and experience to generate ideas and solutions that will propel your business further.

With Bank of America Business Banking by your side, you can be assured your business has the power to grow and thrive.

You can benefit from:

Local Relationship Managers who are your advocates and bring the Bank’s resources to you as a seamlessly integrated, dedicated team

Comprehensive commercial banking platform with full range of products and technology, backed by Bank of America’s strength and stability

Access to bank-wide services beyond business banking, to manage both your business and personal wealth

Let's have a conversation.

There is no substitute for a one-on-one relationship with a Bank of America relationship manager who is committed to your needs. Request an appointment today.